PunditVTU
VTU platform for resellers

Start your airtime and data business today.

PunditVTU provides everything you need to sell airtime, data and bill payments under your own brand: a branded storefront, a customer app, wallet management, pricing control and full reporting. We maintain the supply chain and the operator accounts. You set your rates and keep the margin on every sale.

Networks
MTN · Airtel · Glo · 9mobile
Delivery
Instant, 24/7
Wallet funding
Transfer or card
Your storefront
yourname.vtu.pits.ng
Services

Everything your customers need, in one place

All six services draw on a single customer wallet and appear in one transaction history.

Airtime

Instant VTU top-ups on MTN, Airtel, Glo and 9mobile, including share-and-sell where available.

Data bundles

SME, corporate gifting, direct gifting and promo bundles. You set the price for each plan.

Cable TV

DStv, GOtv and Startimes subscriptions. We verify the smartcard and display the account name before payment is taken.

Electricity

Prepaid and postpaid payments for all major distribution companies. Prepaid tokens are delivered instantly on the receipt.

Exam PINs

WAEC, NECO and JAMB result checkers and registration PINs, delivered instantly and stored against the order.

Airtime to cash

Let customers convert unused airtime back to wallet balance at a conversion rate you control.

How it works

Up and running in five steps

Supply, delivery and settlement are managed for you, so you can focus on winning and keeping customers.

  1. Set up your storefront

    Go live on yourname.vtu.pits.ng with your own logo, colours and support details. Your customers only ever see your brand.

  2. Set your rates

    View your cost price on every product and set your selling price. You earn the difference on each transaction.

  3. Customers fund their wallets

    Accept bank transfers into your own account, or enable instant card and bank-app payments. Card payments are credited automatically.

  4. Orders are delivered automatically

    Every order is routed through multiple suppliers. If one cannot deliver, the next is used, and a customer is never charged twice for the same order.

  5. Withdraw your earnings

    Your revenue is held separately from customer balances and can be withdrawn to your business account on the same day.

Security and settlement

Your funds are accounted for, to the kobo

Full double-entry accounting

Every transaction posts matching debit and credit entries to a permanent ledger. Records cannot be altered after the fact: corrections are made by posting a reversing entry, leaving a complete and auditable history of every naira that moves.

Protection against double loss

When a network fails to confirm an order, the funds are held pending reconciliation rather than refunded on assumption. Refunds are released once the supplier confirms non-delivery, which protects you from paying for a transaction that was in fact delivered.

Complete data separation

Each reseller's data is isolated at both the application and the database level. Your customer list, your pricing and your transaction history are visible to you alone and to no other reseller on the platform.

Two-factor authentication

Accounts with permission to change pricing or move funds must confirm with an authenticator code, and recovery codes are issued at setup. Every price change and approval is logged against the staff member who made it.

For resellers

Built for how resellers actually work

The reseller console puts your whole business on your phone: today's sales and success rate, a searchable order history, your pricing, deposits awaiting approval, your customer list and your wallet balance.

Supply is managed centrally. You do not need to buy SIMs, maintain operator accounts or configure delivery routes, and you are not left offline when a line is blocked or a supplier goes down.

What you control

Selling prices and marginsYou
Branding and storefrontYou
Customers and reseller tiersYou
Staff accounts and permissionsYou
Payment gateway settingsYou
Supply, routing and operator accountsManaged for you
Mobile apps

Available on Android and iOS

The customer app carries your branding throughout, so your customers deal with your business rather than ours.

Customer app

Purchase airtime, data, cable TV, electricity and exam PINs. Fund by bank transfer or card, with receipts and full transaction history.

Reseller console

Daily sales figures, order search, price management, deposit approvals, customer records, staff accounts and wallet balance.

Developers

Integrate with your existing platform

If you already run your own website or application, you can sell through our API instead of our apps. Authenticate with an API key, submit orders against your wallet, and receive a signed webhook when each one completes.

Each order carries your own reference, so retrying after a dropped connection will not place a duplicate purchase. Transactions whose outcome cannot be confirmed are reported as unresolved rather than failed, and every webhook is signed so you can verify it came from us.

Documentation and a sandbox environment are provided on request. Request API access.

Ready to get started?

Tell us about your business and we will set up your account and storefront.